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Cryptocurrency-friendly bank Revolut applies for a U.S. banking license, aiming to build a global digital bank
Cryptocurrency-friendly bank Revolut has submitted an application for a U.S. banking license to the Office of the Comptroller of the Currency (OCC). If approved, the company will be able to operate in the U.S. in a manner similar to traditional banks, directly accessing core payment networks such as Fedwire and the Automated Clearing House.
It is reported that the license will also enable Revolut to launch more banking services, including credit cards and personal loans. Currently, Revolut provides account and payment services in the U.S. through a partnership with Lead Bank but does not hold a banking license itself. Revolut is currently valued at approximately $75 billion, and the company states that the U.S. market is a key region for its global expansion. If it successfully obtains the license, this will become one of its most significant regulatory milestones outside of Europe.
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